Assura Protect –Guaranteed Term Life

Life insurance is about providing peace of mind and protecting one’s Family and dependents against unplanned events or one’s passing.

At Assura Protect we think that Life Insurance should be:

• Simple
• Fair
• Affordable

Most life Insurance companies require detailed and lengthy information on your health, financial situation and lifestyle.

• The Assura Protect application is simple, straight forward and offers guaranteed acceptance

Most life policies will restrict coverage for people with pre-existing health conditions or who fall into high risk categories.

• By offering guaranteed acceptance Assura Protect can even offer Term Life protection to those individuals who have even been previously declined or refused cover in the past.

Benefits and Cover

The Life cover provides a guaranteed cash sum up to a maximum of £100,000 if you die during the term of cover.

Please see table of Benefits and examples below:

Table of Benefits

Level 1

Level 2

Eligibility

You must be:

• aged between 18-61 years old (renewable to 68 years old)
• a permanent UK resident

Applying for Cover

• guaranteed acceptance when you meet the eligibility criteria
• quick & easy on-line application (Click here for quote)
• no medicals or GP reports
• premiums fixed for 5 years

Conditions

Assura Protect Term Life does not cover you for claims as a result of a medical condition that existed (including treatment, monitoring, referral, consultations or whilst undergoing tests) in the 3 years prior to taking out the policy, unless you have remained symptom, treatment and consultation free for a period of two consecutive years from the policy start date.

Exclusions:

Life Cover does not cover you for: suicide, criminal acts, alcohol or inappropriate drug use, nuclear contamination, war, riots or terrorism.

Please see the Life Cover Policy Document for a detailed explanation of the conditions and exclusions.

Should you have an existing medical  condition, or a special coverage requirement, and wish to investigate the possibility of having this covered then please go the Bespoke Risk Term Life section.

Please complete and submit the attached application form to Assura Protect as indicated.

Your application will be reviewed by our underwriters who will assess and advise what level and type of Life cover will be able to be offered.


Please note though that in some circumstances it may not be possible to offer either your requested, or any, level of cover.