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Modern 5 ★ Life Insurance with:

Doctor-on-Demand

24/7 GP Service included
on all policies

Membership Benefits

Save thousands with +300 retail
discounts and cashback

200% Critical Illness Cover

Protection with up to 3 benefit
claims (not just 1)

200% Dual Life Cover

Covers both partners
(not just 1)

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In 2 minutes or less.

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Modern 5 ★ Life Insurance with:

200%
Critical Illness Cover

Protection with up to 3 benefit
claims (not just 1)

200%
Dual Life Over

Covers both partners
(not just 1)

Doctor-on-Demand

24/7 GP Service included
on all policies

Membership Benefits

Save thousands with +300 retail
discounts and cashback

Call Us 03300100210

Quick Quote

Say Hello to Assura + Protect

+ Premiums that start at just £10 per month

+ No additional costs or fees for GP Services or Membership Plans.

+ 200% multi-claim premiums are similar (or even less) than traditional life policies.

LIFE ASSURANCE (DIRECT)

Assura Protect

Dividend Term Life

+ Premiums that start at just £10 per month

+ No additional costs or fees for GP Services or Membership Plans.

+ 200% multi-claim premiums are similar (or even less) than traditional life policies.

Say Hello to Assura + Protect

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Compare Assura + Protect

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Term Life	Assura + Protect	National Life Insurer 1¹	National Life Insurer 2¹	National Life Insurer 3¹
Policyholder Benefits	Comprehensive	None	None	Limited
	Retail Cashback / Discounts Travel Discounts Healthy Lifestyle Incentives Gym Discounts Concierge Services Global Periodical Access			Gym Discounts
Extended Health Cover	Comprehensive	Limited	Limited	Basic
	GP Services - 24/7 Face-to-Face Consultation Direct Prescription Services	Second Medical Opinion	Lifestyle Support & Counselling Services	Nurse Support Second Medical Opinion Lifestyle Support & Counselling Services
Partner Cover	Yes	Yes	Yes	Yes
Partner Cover Type	Dual	Joint	Joint	Joint
Lives Covered	Both	First	First	First
Maximum Benefit (% of Sum Assured)	200%	100%	100%	100%
Monthly Premiums²
Level Term - Single	£ 10.00	£ 11.92	£ 9.54	£ 12.16
Decreasing Term - Single³	£ 10.00	£ 11.17	£ 10.41	£ 13.48
Level Term - Partner	£ 19.30	£ 20.68	£ 17.90	£ 20.06
Decreasing Term - Partner	£ 12.71	£ 13.47	£ 12.61	£ 14.48

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Term Life with Critical Illness	Assura + Protect	National Life Insurer 1¹	National Life Insurer 2¹	National Life Insurer 3¹
Cover Type	Life and Critical Illness	Life or Critical Illness	Life or Critical Illness	Critical Illness Only
Benefit / Claim	Multi	Single	Single	Single
Max # of Claims	3	1	1	1
Maximum Benefit (% of Sum Assured)	200%	100%	100%	100%
Conditions Covered⁴	42	37	40	41
Child Cover	Included	Included	Included	Included
Accident Cover	Included	Included	Not Included	Not Included
Partner Cover Type	Dual	Joint	Joint	Joint
Lives Covered	Both	First	First	First
Maximum Benefit (% of Sum Assured)	200%	100%	100%	100%
Monthly Premiums⁵
Level Term - Single	£ 30.37	£ 31.05	£ 33.39	£ 44.41
Decreasing Term - Single	£ 21.07	£ 20.83	£ 24.79	-
Level Term - Partner	£ 59.63	£ 56.51	£ 62.24	£ 81.62
Decreasing Term - Partner	£ 41.22	£ 37.64	£ 46.86	-

Notes:

Representative National Life Insurers are selected from top 5 UK Life Insurers by annual policy sales.
Indicative policy pricing for 35 year old / £200,000 Sum Assured / 20 Year Term with no medical loadings derived from publicly available company websites and price comparison websites on May 26, 2023.
Indicative policy pricing for 35 years old / £350,000 Sum Assured / 20 Year Term with no medical loadings derived from publicly available company websites and price comparison websites on May 26, 2023.
Core conditions covered and included as in standard and/or base premiums.
Indicative policy pricing for 35 year old / £100,000 Sum Assured / 20 Year Term with no medical loadings derived from publicly available company websites and price comparison websites on May 26, 2023.

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