Dividend Life

Term Life & Multi-Claim Critical Illness Cover

Modern Life Insurance with:

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200% Multi-Claim Critical Illness Cover

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200% Dual Life Cover

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Doctor-on-Demand with 24/7 GP Services

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Life Empowered Membership Benefits

3 Policy Holder Dividends

Multi-Claim Cover

Illness Cover

200% Critical Illness Cover

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Up to 3 Critical Illness claims per policy.

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Total Maximum Benefit of up to 200% of Sum Assured.

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200% Dual Life Cover.

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Modern alternative to traditional joint life protection covering both lives not just first.

Membership Benefits

Life Empowered Benefits and Rewards
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Annabel Rewards with 300 Retail Partners included.
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Additional benefits included: a dedicated concierge service and direct access to leading global periodicals.

Doctor-on-Demand

Health + with Doctor On-Demand
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24/7 UK-based virtual GP consultations available.
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Face-to-face consultations at a time that suits from anywhere in the world.

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Prescriptions sent direct to chosen pharmacy for collection/delivery.

Policy Dividends are included on all policies. Without additional premium charges, fees or costs.

Assura Plus Protect Mobile App
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Features:

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Annabel Rewards & Concierge

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Doctor-on-Demand

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Newsstand

Functions:

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Robo Advisor

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Policy & Trust Wallet

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Dividend Life Compared

Medical Insurance

Protection value created through …
Cover features, policy benefits and competitive premiums.

How does Dividend Life Cover, Benefits & Premiums compare to national U.K. life insurers.

For more information please click the “arrow icon” for more information.

Term Life Assura + Protect National Life Insurer 11 National Life Insurer 21 National Life Insurer 31
Policyholder Benefits Comprehensive None None Limited
Extended Health Cover Comprehensive Limited Limited Basic
Partner Cover Yes Yes Yes Yes
Monthly Premiums2

For more information please click the “arrow icon” for more information.

Term Life with Critical Illness Assura + Protect National Life Insurer 11 National Life Insurer 21 National Life Insurer 31
Cover Type Life and Critical Illness Life or Critical Illness Life or Critical Illness Critical Illness Only
Conditions Covered4 42 37 40 41
Monthly Premiums5
Notes:

  1. Representative National Life Insurers are selected from top 5 UK Life Insurers by annual policy sales.
  2. Indicative policy pricing for 35 year old / £200,000 Sum Assured / 20 Year Term with no medical loadings derived from publicly available company websites and price comparison websites on May 26, 2023.
  3. Indicative policy pricing for 35 years old / £350,000 Sum Assured / 20 Year Term with no medical loadings derived from publicly available company websites and price comparison websites on May 26, 2023.
  4. Core conditions covered and included as in standard and/or base premiums.
  5. Indicative policy pricing for 35 year old / £100,000 Sum Assured / 20 Year Term with no medical loadings derived from publicly available company websites and price comparison websites on May 26, 2023.