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How to get a Quick Quote for Dividend Life

by | Mar 29, 2024

Life throws curveballs. We can’t predict the future, but we can prepare for it. Did you know the average cost of a funeral in the U.K. is over £10,000? Without proper life insurance, this burden can fall on your loved ones during an already difficult time. When it comes to protecting your loved ones financially, life insurance plays a crucial role, but navigating life insurance options can feel overwhelming. Traditional term life insurance also only offers basic coverage, but what if you crave something more?

Introducing Dividend Life from Assura + Protect, a revolutionary life insurance product designed for the modern world. It goes beyond traditional coverage, offering comprehensive protection with innovative features like multi-claim critical illness cover, dual life cover, doctor-on-demand services, and life-empowering membership benefits. Dividend Life cover is a game changer. Intrigued?

Whether you are a first-time buyer or considering switching policies, this blog will walk you through the simple process of getting a personalised quick quote for Dividend Life, Assura + Protect’s innovative, transformational life insurance product. In just a few minutes, you can unlock a wealth of benefits, empowering you to take the first significant step towards securing your family’s future and take control of your legacy.

Who is Assura + Protect though? Watch the video to learn more.

 

Understanding Dividend Life Insurance: A Game Changer for Modern Families

Before we dive into the quick quote process, let’s take a moment to understand what sets Dividend Life Insurance apart. Unlike traditional term life insurance with critical illness cover that offers a payout only upon your death within a specific term, Dividend Life Insurance provides a more holistic approach. Here’s what makes it a game changer:

200% Multi-Claim Critical Illness Cover: Traditional policies often limit critical illness claims to one per policy. This leaves you vulnerable if you face multiple critical illnesses throughout your life. Assura + Protect empowers you with 200% multi-claim critical illness cover, meaning you can receive payouts for up to 3 critical illnesses listed in your policy. This provides a financial safety net during challenging times.

200% Dual Life Cover: Traditional joint life insurance pays a single benefit upon the first policyholder’s death. Assura + Protect’s Dual Life Cover ensures both partners are insured separately, guaranteeing protection for both individuals, not just the first to pass away. This offers peace of mind for couples and families.

Doctor-on-Demand with 24/7/365 GP Services: Access virtual consultations with U.K.-based GPs from anywhere in the world at a time convenient to you. This ensures you receive timely medical advice, regardless of location.

Life Empowered Membership Benefits: Elevate your lifestyle with exclusive perks, including Annabel Rewards with discounts from over 300 retailers, a dedicated concierge service for errands and assistance, and Newsstand, offering curated access to leading global publications.

These additional features go beyond basic life insurance, providing value for premium and the cover you need.

Why Get a Quick Quote? The Power of Information at Your Fingertips

Now that you understand the advantages of Dividend Life Insurance, let’s explore how to get a quick quote. Here’s why taking this step is crucial because it:

Saves Time and Effort: Forget sifting through countless websites and brochures. A quick quote provides a personalized estimate in minutes, saving you valuable time and effort.

Empowers Informed Decisions: Comparing quotes from different providers allows you to understand the market landscape, identify the most suitable option for your needs, and ultimately make an informed decision about your financial future.

Provides Transparency: A quick quote gives you a clear picture of what your monthly premiums might look like and the estimated amount of coverage you can expect.

By taking a few minutes to get a quick quote, you gain valuable information to empower you throughout the decision-making process.

How to get a Quick Quote

Obtaining a quick quote for Dividend Term Life insurance from Assura + Protect is a straightforward process. By following the steps below, you will have a competitive quick quote for Dividend Life insurance in minutes.

Head to the Assura + Protect Quick Quote form by clicking the Quick Quote button that can be found on the right of the top navigation menu on every page of the Assura + Protect website.

Upon clicking the Quick Quote button, you will be directed to a simple online form designed for quick and efficient quoting.

Complete the short Quick Quote form which includes 5 steps. Step 1 involves providing essential personal details, such as your title, first name, last name, date of birth, email address, phone number, your biological sex at birth, whether you have used any tobacco or nicotine replacement products (including e-cigarettes) in the last 12 months and then chose whether you would like Dividend Life cover for yourself or for both you and your partner.

Next, press the Continue button to continue your quick quote.

Begin Step 2 by selecting the type of cover that you need. Choose between either Level Term Family Cover or Decreasing Term Mortgage Cover. Next, select whether you would like to include or exclude Critical Illness cover followed by using the slider to highlight the amount of cover you would like. Finally, use the next slider to highlight how long you want cover for. You can choose between a minimum of 5 year to a maximum of 40 years. Complete Step 2 by selecting the Continue button to go to Step 3. If you need to add or amend any information that you input in Step 1, you can also select the Back button at the bottom of Step 2.

Alternatively, if you are unsure about the right insurance cover for you, or you and your partner, you can choose to let Assura + Protect’s Robo Advisor, Annabel, guide you through the quote process effortlessly by clicking the Calculate now button at the bottom of Step 2.

Upon selecting the Continue button at the bottom of Step 2, you are taken to Step 3 which includes a summary of the answers you provided in steps 1 and 2.

Next, select how you want to receive your quick quote by clicking on either the SMS, Email, or Call check boxes. Read the disclaimer text about agreeing for Assura + Protect to either call or contact you to review the quick quote provided and your protection needs, how your data is protected, and click to view Assura + Protect’s privacy policy before clicking the Continue button. Again, select the Back button if you need to add or amend any information from the previous 2 steps.

Once you have clicked the Continue button in Step 3, your quick quote will be calculated and shown in Step 4. View your quick quote on-screen. Additionally, view a summary of the answers and information you provided in the previous steps.

If you are happy with the quoted premium, click the Purchase button at the bottom of the quote summary. Upon clicking the Continue button, you will be taken to screen where you can undertake Step 5.

In Step 5, you must input your post code or the first line of your address. Upon entering your post code or the first line of your address, click the Search button. You will then be presented with a list of the properties within the entered post code. Select your address from the list. It will then be pre-populated in the Address form. Alternatively, you can enter your address manually in the Address form by selecting the Enter Manually link at the bottom of the Address form. Once your address has been input, select the Continue button. You address will then be automatically added to your online quote summary. Press Continue again and you will be presented with the Customer Declaration which you must read before clicking the Continue button.

Upon clicking Continue, you will be presented with an online questionnaire that includes questions about your Lifestyle, Work, Travel & Sports, Lifetime Health, Health within the last few years, Current Health, and Family History. Enter the required information in the boxes provided. Upon doing this, you can either click the Back button to go back to the previous screen, click the Save button to save your answers, or click the Continue button to continue the questionnaire. Clicking Continue will take you to the next part of the questionnaire with questions about work, travel, and sports. Answer the questions about your occupation, existing cover, travel, and sports before selecting the Continue button. Again, you can save the answers you have provided in the questionnaire so far or go back and amend the information you previously input.

Upon clicking Continue again, you are taken to the Lifetime Health part of the questionnaire. This asks whether you have had any of a list of conditions including heart disease, stroke, cancer, and several others. Upon providing your answers of either Yes or No, press the Continue button to be taken to a section about your Health within the past 5 years. Answer Yes or No to whether you have had any of the health conditions listed. Once you have selected either Yes or No for each condition, press the Continue button.

Upon clicking Continue again, you are taken to the Current Health part of the questionnaire. This asks whether you have had any of a list of conditions in the past 12 months. Once every question has been marked with a Yes or No, press Continue.

The next section concerns Family History. Answer Yes or No to whether any of your nature parents, or siblings have been diagnosed with, or died from any of the conditions in a list.

Upon answering and pressing Continue, you will then be presented with a visual representation of the answers you provided for each question in each section of the Lifestyle questionnaire. Once you have checked and verified your answers, click in the box titled ‘I hereby certify that all of the above information is correct’ and then press Continue. Upon doing this, your estimate premium for Dividend Life cover will be generated and displayed on-screen. Valid for 1 month from the date it was generated, you will then be contacted by one of Assura + Protect’s life insurance consultants for further assistance and information about your quote. You can also contact Assura + Protect on 0330 010 0210 or at quote@assuraprotect.com.

Dividend Life from Assura + Protect truly empowers your legacy. Dividend Life isn’t a term and multi-claim critical illness product that focuses solely on the present. Its goal is to secure your family’s future. Imagine the relief of knowing that your loved ones are financially protected, even when you are no longer around. With Assura + Protect, you can trust that you are getting a reliable and reputable product in Dividend Life, backed by a company that is dedicated to your financial wellbeing. By investing in Dividend Life, you are creating a lasting legacy. It’s not just about leaving ensuring your loved ones are financially protected. It’s also about helping create opportunities for your loved ones when you are gone. Tailor your life insurance coverage to fit your unique personal needs and circumstances. Your Dividend Life policy can adapt to your life’s different chapters. Beyond insurance, a Dividend Life policy enhances your life. From Annabel Rewards to Concierge services, Assura + Protect is committed to your wellbeing.

With its innovative features of 200% Multi-Claim Critical Illness Cover; 200% Dual Life Cover; Doctor-on-Demand with 24/7/365 GP Services; and Life Empowered Membership Benefits with Annabel Rewards, compare Dividend Life cover, benefits, and premiums to other leading national U.K. life insurers. Once you have done that, request a quick quote and take the first steps towards empowering your legacy and a more secure and prosperous future.

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